Do you know how much interest your savings are earning? For the majority of Irish savers, the answer is no – and the reality is their savings are earning next to nothing!
Many people have worked hard over the years to build up their savings, yet a large portion of that money often sits in accounts offering very low interest.
When inflation rises, the real value of those savings can quietly erode. Ensuring your money is in the right place is an important step in protecting its worth and ensuring it continues to work for you.
Raisin Ireland is a secure online savings marketplace that gives you access to a wide range of competitive savings accounts from 37 banks across the European Union (EU).
With one free account, you can compare interest rates, open savings products and manage everything in one convenient place, all without needing to change your current bank
With recent European Central Bank (ECB) deposit rate increases raising benchmarks across the Eurozone, now is the time to shop around.
While traditional domestic banks can be slow to pass these higher rates on to retail depositors, Raisin’s European partner banks actively compete for your savings to fund their business activity.
Looking beyond local options allows you to take full advantage of these rate hikes and secure significantly better returns on your money.
With term deposits from as little as one month all the way up to 10 years and numerous flexible, easy-access accounts, there truly is something for every saver with Raisin.
For Irish savers, the benefit is clear: choice. By looking beyond the limited interest rates available from domestic banks, you can secure a fairer return on your savings.
Whether you’re setting aside funds for future plans, building a financial cushion or simply ensuring your money keeps pace with the cost of living, earning higher interest can make a meaningful difference over time.
All partner banks on the Raisin platform are fully regulated – and deposits are protected by EU Deposit Guarantee Schemes, typically up to €100,000 per person, per bank.
This means savers can access better rates with confidence and peace of mind. Raisin also eliminates administrative friction by providing centralised annual statements to streamline Deposit Interest Retention Tax (DIRT) reporting.
At a time when smart financial decisions matter more than ever, Raisin Ireland makes it easy to find competitive rates, safeguard your funds, and stay ahead of inflation.
We are excited to soon become a Member Benefits Partner of Chartered Accountants Ireland and look forward to helping you make the most of your savings in 2026 and beyond.
Visit www.raisin.com/en-ie/ today for more information.
